Whether you run a kibanda extending lunch credit or you're a friend who lent money — record it in 30 seconds. They get a payment link, pay via M-Pesa, money lands straight in your account. No chasing. No awkward reminders.
Whether you run a kibanda, a shop, or a boda boda — or you're a friend who regularly lends cash — Deni tracks every shilling owed and collects it via M-Pesa. No awkward conversations. No lost money.
Every day, thousands of vibanda owners, shop keepers, and friends extend credit without any system to track or collect it. Here's exactly how it falls apart.
Deni solves this — for the person giving credit and the person who owes.
No account needed. No registration. Just a form, a link, and M-Pesa.
Your name or business, what the deni is for, the amount owed, and your M-Pesa number (where the money will land when they pay). Optionally add their phone and a due date.
An admin link (bookmark it — this is your management view showing all payments and balance) and a customer payment link to share via WhatsApp.
They see the balance, how much they've paid, and how much remains. They enter their M-Pesa number and confirm — an STK Push pops up on their phone. Full payment or partial — their choice.
The moment they confirm their PIN, the payment processes and lands in your M-Pesa via B2C. The balance updates on both your admin view and their customer link — in real time.
The link does the chasing for you. The customer knows what they owe, sees their progress, and can pay any time — no awkward face-to-face required.
Record your first deni in under a minute. Free to create. No account needed. Money goes straight to your M-Pesa the moment they pay.
No account needed · Money via B2C to your M-Pesa · Partial payments supported