Pregota — M-Pesa Made Simple
🇰🇪 Built for Kenya · Powered by M-Pesa

M-Pesa.
Every way you need it.

Send gifts, collect contributions, track madeni, receive tips, run school collections — all via M-Pesa STK Push. No app. No account needed.

Open My Pregota → Explore All Features
Everything on Pregota

Pick what you need — pay via M-Pesa.

One platform covering every M-Pesa use case Kenyans deal with daily — from sending anonymous gifts to tracking a kibanda tab.

🎁
Gift Vouchers
Send money to anyone — anonymously. They receive a code to claim it. Your number is never revealed.
Birthday Anniversary Surprise
Send a Gift
💬
WhatsApp Collections
Share one link — everyone pays via M-Pesa directly. No group adds. Nobody holds the cash.
Bereavement Chama Wedding
Start a Collection
🏫
School Collections
Each class gets its own payment link. Parents pay via M-Pesa. Admin sees every payment in real time.
Remedial classes Trips PTA levy
Set Up Collection
Staff Tips
Receive tips directly to your M-Pesa without sharing your personal number. Privacy protected — always.
Waitstaff Salon Delivery
Create Tip Page
🛍️
Seller Pay Links
Get paid via M-Pesa without sharing your personal number. One link — share on WhatsApp, Instagram, or print a QR at your shop.
Instagram shops Kiosks Matatus
Get My Pay Link
🧾
Deni
Run a kibanda, lend to customers, or lent a friend cash? Record it — they get a payment link, pay via M-Pesa, money goes straight to you. Use Smart Biashara to manage all your madeni in one place.
Vibanda Personal loans Smart Biashara
Record a Deni
📊
My Pregota
Your personal hub — payments, active subscriptions, group contributions, outstanding madeni. One PIN, everything in one place.
Spending history Groups Madeni
Open My Dashboard
🔍
Find Sellers
Browse all businesses accepting Pregota payments. Pay without sharing numbers, get KRA-valid receipts, track your spending.
Matatus Food Salons
Browse & Pay
🏠 NEW — Saka Keja
🏡
Saka Keja — Find a House, No Agents
Browse verified landlord listings. Pay deposit safely through Pregota escrow — released only when you confirm move-in. No agents. No lost money.
Deposit Protected Verified Landlords No Middlemen Full Refund Guarantee
Browse Houses
✨ For Content Creators
🎤
Creator Gift Page
Set up your personal gift page in 60 seconds. Fans send you M-Pesa gifts directly — no awkward conversations, no sharing your number.
TikTok Instagram YouTube Podcast pregota.com/c/yourname
Get Your Page

M-Pesa STK Push. No app. No sign-up.

Every payment on Pregota goes through M-Pesa's own STK Push — the same prompt you already know. No download, no account, no card required.

1

Pick what you need

Send a gift, start a collection, record a deni, create a pay link — or just pay a seller. Each flow is built for a specific Kenyan use case.

2

Enter your M-Pesa number

Type the number linked to your M-Pesa account. That's all we need — no registration, no password, no card details.

3

Confirm on your phone

An M-Pesa STK Push pops up instantly on your screen. Enter your PIN and confirm — takes under 10 seconds. Your statement shows "Pregota Ltd".

4

Money moves immediately

Gift codes are generated, contributions are recorded, seller accounts are credited, deni balances update — all in real time, the moment M-Pesa confirms.

Built for how Kenyans actually move money.

Standard M-Pesa is powerful but raw. Pregota wraps it in purpose-built flows for every common occasion — with privacy, accountability, and zero drama.

🔒
Nobody shares their personal number
Senders, receivers, sellers, contributors — nobody's M-Pesa number is ever revealed to the other side. Phone numbers are encrypted and deleted after use.
📱
No app. No account. No friction.
Every Pregota flow works on any phone. Buyers and contributors don't need an account. Just a number and an M-Pesa PIN.
Real-time everywhere
Payments confirm in seconds. Collection totals update live. Deni balances reflect instantly. Seller dashboards show every transaction as it happens.
🔐
Every transaction cryptographically sealed
Each payment is signed with a tamper-proof hash — so there's a verifiable record of what was paid, when, and to whom. No disputes, no "I never received it".

Start with whatever
you need right now.

No account required. No monthly fee. Just M-Pesa — the way it should have always worked.

🎁 Send a Gift → 💬 Start a Collection 🧾 Record a Deni

🔒 Numbers encrypted · ⚡ M-Pesa STK Push · 🔐 Every transaction sealed