🇰🇪 Made in Kenya · Runs on M-Pesa

Start with a wallet.
Grow into everything else.

Money is only part of how Kenya does business. Pregota keeps the rest — who you dealt with, what was agreed, what arrived and who still owes. The wallet is just the door in.

🔐 No passwords ⚡ Instant 📱 One number
Why Pregota exists

The money moves.
The story disappears.

An M-Pesa message says an amount and a name. It never says what it was for, whether the goods came, or what is still owed. So you end up remembering all of it yourself.

Six places, none of which agree. And every evening the same question: who paid, who still owes, and why?

Pregota is the one place that remembers for you.
One number ties it all together

One identity. One wallet.
One economic history.

The number on your M-Pesa is who you are on Pregota — and it is the same you whether you are buying, selling, collecting or paying school fees.

🪪

One identity

Your phone number is your login, everywhere. A rider, a treasurer, a shop owner and a parent can be the same person — because they usually are.

👛

One wallet

Real KES you can withdraw any time. Where money arrives, waits and moves — the same balance behind your shop, your chama and your school.

📒

One history

Every payment, promise and receipt lands in one continuous record. Take on something new and your book carries on — you never start it again.

Beyond payments

Paying is one moment.
The deal is everything around it.

M-Pesa is excellent at the moment money moves. But almost nothing that matters to you happens in that moment.

Before the money

You look for someone who has it. You ask. You agree a price. Somebody promises something to somebody — and for now, that promise lives in a chat, or in your head.

The payment

Three seconds. A prompt, a PIN, an SMS.

This is the only part the rails keep — and it never says what it was for.

After the money

A receipt someone must write. Goods that still have to arrive. A balance still owed. And the reason you'd deal with that person again — or wouldn't.

Pregota holds the whole line — not just the middle of it:

🔍Finding 💬Agreeing 🛒Ordering 💳Paying 🧾Receipt 🛵Delivery 📒Your book

It is all one system, so it all fits. You just notice that the receipt already knows about the order, the order already knows who you are, and nobody had to write anything down.

Not separate apps

Different shapes of
the same system.

None of these is a product you sign up for. Each is Pregota doing a different job — switch one on the day you need it, and yesterday's records are already inside it.

👛WalletWhere your journey begins 💬ConnectTalk, order and settle in one thread 🛍️MerchantSell, get paid, keep the book 🏫SchoolFees collected, tracked live 🔄ChamaThe merry-go-round, on autopilot 🤝CollectionsOne link, everyone pays in 📇DeniNever forget who owes who 📒Daily BookA book that writes itself
🛵Delivery 🔍Discover & order from shops Staff Tips 📈Investment groups 🏡Housing — Saka Keja 🏥Institution bills 🎤Creator page 🎁Gift vouchers 🎓For school software 🔌Build on Pregota — API

Same number · same wallet · same records — there is nothing to migrate between

Connect

The conversation
becomes the transaction.

Here is that whole line in one place. Kenya has always traded by talking — so Connect leaves the talking exactly as it is, and quietly turns it into orders, payments and records as it happens.

One thread. The whole deal.

No jumping to a paybill, a different app, or a paper receipt. You talk, you agree, you pay — and Pregota quietly turns the words into real orders, real payments and a real record.

  • Find a shop and ask for what you need
  • Agree a price — haggle like you always do
  • Get a real invoice and pay in one tap
  • A receipt and delivery appear in the same chat
  • It all files itself into both your books
Built for real life

One system for the people
who keep Kenya moving.

Nobody here changed how they work. They just stopped keeping the record by hand.

🥬 Mama mboga 🏫 School ⛪ Church 🏠 Landlord 🛍️ Merchant 📦 Supplier 🛵 Boda rider 🤝 Chama 🔌 Developer 🌍 Community
🥬
Mama mboga
Takes the order in chat like always. The difference is that by Friday she can say exactly who still owes for last week's sukuma — without trusting her memory.
🏫
School
Only a parent on the pupil's row can be asked to pay, the receipt reaches them the moment it lands, and the bursar sees the term filling up live.
🛵
Boda rider
Carries goods and collects cash all day. What he's holding on the shop's behalf is counted as he goes, so settling up at night is not an argument.

A church, a landlord, a supplier, a chama and the developer building for them are all on the same thing

Trust, kept simple

Money only moves
when you say so.

Serious security, nothing to memorise. Your M-Pesa PIN never leaves Safaricom's own screen — we never see it.

🔐

No passwords, ever

Your number is your key. Nothing to forget, nothing to steal from a database.

📲

Your PIN stays with Safaricom

You approve every payment inside M-Pesa's own prompt. Pregota never touches your PIN.

Only to verified numbers

Money leaves only to a destination that has proved it owns the phone — and every move keeps a record.

And your record stays whole. Start a shop, join a chama, take on a school — everything you did before comes with you. One continuous story, never a fresh start.

It begins with one wallet.
It does not end there.

Your M-Pesa number is all it takes. 30 seconds, no password — and everything else is already waiting for the day you need it.

Open Your Wallet — 30 Seconds →
🔐 Your PIN stays in Safaricom's prompt — we never see it 🔒 Money only leaves to a number you've verified 🧾 A record that keeps itself